“CAP provides value, both in cost savings and insight that facilitates sound decision making.”

CREATE FSA ID & LOGIN

Apply for FAFSA


With CAP, the FAFSA doesn't have to be scary.

Create FSA IDs for parent(s) and student.
Before you begin, you’ll need to create a FSA ID. The student and custodial parent(s) (if dependent student) must have FSA IDs.

* Note that the FAFSA has changed the login procedure. The student and a parent are now required to create a FSA ID; the student must create a FSA ID with his or her own information. Because the FSA ID serves as a legal signature, each person must create his or her own ID. A username, password, and multiple challenge questions are required, along with immediate access to the registered email address. A security code will be sent to each email address and must be verified within a time limit.

Save your data.
We recommend that you print each screen as you enter personal information to keep in a secure place for future reference. Use our info sheet to keep track of the information that you used on your FAFSA and FSA ID.

Gather your documents.
You’ll need your social security number, driver’s license, W-2 forms, income tax forms, current bank statements, and business & investment records.

Use the IRS Data Tool.
You’ll need your social security number, driver’s license, W-2 forms, income tax forms, current bank statements, and business & investment records.

List the colleges to which you’ll apply.
You’ll need to enter school codes for up to 10 schools where you plan to apply. (For a paper FAFSA, you will only be able to list 4 schools.) If you haven’t decided where you’re applying, list the schools you think are possibilities and submit the FAFSA as soon as possible.

Review your Student Aid Report (SAR).
After you submit your FAFSA, you will receive a Student Aid Report that outlines the information you provided and includes your Expected Family Contribution (EFC). Review this information and correct any mistakes.
Quick Facts

The Free Application for Federal Student Aid, or FAFSA, is the form required to receive federal loans and grants for college.
  • The average time it takes to complete the FAFSA is 21 minutes
  • 45% of FAFSA forms were incomplete last year
  • 30% of students did not even apply for federal aid
Determining the EFC is one of many important steps in searching for and choosing a college


If you view the EFC as a stand-alone activity instead of an integral part of the college search process, your college plan quickly becomes a “let’s wait and see what we get” plan. Financial aid considerations are typically a very large part of the college selection process, and the EFC has become the universal common denominator.

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